BD3339 AML & KYC Policy Bangladesh

1. Why KYC Is Required

Legal requirement: Under our operating license, we must verify every customer’s identity.

Protects you from:

• Identity theft
• Account takeover
• Unauthorized withdrawals
• Fraud

Protects us from:

• Money laundering
• Terrorist financing
• Underage gambling
• Bonus abuse

When KYC is required: Before your first withdrawal. You can deposit and bet without KYC, but cannot withdraw until verified.

2. Documents Accepted

Primary ID (Choose ONE)

Bangladesh National ID (NID):

• Front and back photos
• Clear, unedited images
• All 4 corners visible
• No glare or shadows
• File format: JPG, PNG, PDF
• Max size: 5 MB per image

Passport:

• Photo page only
• Valid (not expired)
• Clear, readable text
• All edges visible
• File format: JPG, PNG, PDF
• Max size: 5 MB

Selfie Verification

Required: A selfie holding your NID/Passport next to your face.

Rules:

• Face clearly visible
• ID clearly readable
• Same person as ID photo
• No filters or editing
• Well-lit environment

Proof of Address (If Requested)

Accepted documents:

• Utility bill (electricity, gas, water) — within 3 months
• Bank statement — within 3 months
• Government-issued letter — within 3 months

3. Verification Process

Step 1: Go to Account → Verification

Step 2: Upload NID/Passport (front and back)

Step 3: Take selfie with ID

Step 4: Submit and wait for review

Processing time: 24-48 hours (business days)

Status notifications: You will receive email/SMS when:

• Documents received
• Verification approved
• Additional documents needed
• Verification rejected (with reason)

4. Anti-Money Laundering (AML)

BD3339 monitors for:

• Unusual deposit patterns (large amounts, frequent small deposits)
• Deposits without corresponding betting activity
• Withdrawal requests without gameplay
• Multiple payment methods from same account
• Third-party payment attempts

If flagged:

• Account temporarily frozen
• Additional documents requested
• Explanation of fund source may be required
• Processing time extended for review

5. Enhanced Due Diligence (EDD)

Triggered when:

• Cumulative deposits exceed 500,000 BDT
• Single transaction exceeds 100,000 BDT
• Unusual betting patterns detected
• Account linked to high-risk indicators

Additional requirements:

• Source of funds documentation
• Bank statements (3 months)
• Employment/business verification
• Enhanced identity verification

6. Reporting Obligations

BD3339 is required to report suspicious activity to relevant authorities. We cannot inform you if a report has been filed about your account.

We report:

• Suspected money laundering
• Suspected terrorist financing
• Transactions inconsistent with known customer profile
• Attempts to circumvent reporting thresholds

7. Your Obligations

You must:

• Provide accurate personal information
• Use only your own payment methods
• Not allow others to use your account
• Report any unauthorized access immediately
• Cooperate with verification requests

You must NOT:

• Use third-party payment accounts
• Structure transactions to avoid thresholds
• Provide false or forged documents
• Use BD3339 for money laundering

8. Contact

KYC support: support@bd3339.com

Subject line: “KYC Verification”

Response time: Within 24 hours

BD3339 reserves the right to close accounts that fail to complete KYC within 30 days of request.